How do you envision your bakery business? Do you want a retail bakery space or do you want to sell your products wholesale to other bakeries and restaurants? Do you want to package your goods and see them on the shelves of grocery stores, or do you want to create gifts for corporations? How about a food truck? They're coming back with a bang and are a whole lot cheaper than renting a commercial space with retail rents. But, whatever you decide, it all takes working capital. You'll need a stash of supplies and space to store them, an area to bake, and eventually, people to help you as your business grows. It's important to establish a relationship early on with a banker who can help you figure out how to fund your dream. And then the real work begins.